Klarna | Shop now. Pay later.

Klarna offers a seamless shopping experience by allowing its users to manage their payments efficiently, all in one place. With Klarna's smart interface, you can get a complete overview of your purchases, upcoming payments, and outstanding balances. Don't miss a beat with optional push notification reminders that help keep your financial activities on track.

If you love rewards, Klarna is your go-to app. Shopping at your favorite stores is not only easier but more rewarding with the chance to earn up to 10% cashback. Unlike the confusing points system used by others, cashback rewards are credited in real cash into your Klarna balance, ready to be used for your next purchase. Whether you choose to pay in full, split into four interest-free payments, or spread over 30 days, Klarna's flexible payment options have got you covered.

Shopping internationally? The Klarna Card makes your life easier as it is accepted wherever Visa is. Enjoy benefits like no additional foreign exchange fees, zero monthly or annual fees—shop without worries. Track all your deliveries seamlessly and gain exclusive access to new deals daily. The app's user-friendly design ensures instant shopping confirmation and hassle-free returns, offering a holistic shopping experience.

Despite its numerous robust features, Klarna's transition from Stocard hasn't been smooth for everyone. Users have reported issues with app performance, unexpected security prompts, and overly complex features that have drawn comparisons to the simpler and faster Stocard app. Many users are frustrated by the need to remember additional PINs and passwords, especially during inopportune times such as when checking out at registers.

In conclusion, while Klarna provides a wealth of features to enhance your shopping experience, it does require some improvements to fully meet user expectations. With continuous updates promised by its developers, Klarna aims to iron out these kinks to better serve its user base in the future.