Chime – Mobile Banking

Finance
4.8
Chime – Mobile Banking
Chime – Mobile BankingChime – Mobile BankingChime – Mobile BankingChime – Mobile BankingChime – Mobile BankingChime – Mobile BankingChime – Mobile BankingChime – Mobile Banking

Installs

10,000,000+

Price

Free

Developers

Chime

Content Rating

Everyone

Android Version

10

Version

5.305.0

Chime – Mobile Banking APP Review

In today's fast-paced world, managing finances efficiently is more important than ever, and Chime – Mobile Banking aims to simplify this process for you. As a financial technology company, Chime offers a suite of banking services tailored to modern consumers, such as fee-free checking and savings accounts, access to early payday, and credit-building tools. With the backing of The Bancorp Bank, N.A. or Stride Bank, N.A., Chime provides reliable services without the burdensome fees traditionally associated with banking.

One of Chime's standout features is its approach to everyday savings and spending. The app comes equipped with automatic savings tools and a high-yield savings account, helping users turn small habits into significant financial progress. Whether you're planning for future endeavors or trying to maintain day-to-day financial balance, Chime’s offerings like fee-free overdraft protection and free in-network ATMs make it easier to manage your finances with confidence.

Moreover, Chime embraces the challenges many face with credit management by providing smart solutions that don't require a credit check. With features like early access to paycheck deposits and personalized member perks, users can build and manage their credit effectively. The app's accessibility features, such as 24/7 customer support and a user-friendly interface, ensure that help is always at hand.

However, as with any service, it’s essential to weigh both the pros and cons. Chime’s benefits like no monthly fees and immediate payday access are significant, but some users have raised concerns about technical issues and limited customer support in certain situations. Despite these challenges, Chime remains a popular choice among digital bank users, providing a comprehensive platform for managing everyday financial needs effortlessly.

User Reviews from Google Play Store

Janet Gould

Janet Gould

Jan 15, 2026
(4)

l love chime. it's great I like the fact that when im broke i can money I need to make it until payday

Version: 5.309.0

Drew

Drew

Jan 15, 2026
(5)

pretty good i like it, been using it for a while now

Version: 5.305.0

Jaki

Jaki

Jan 15, 2026
(1)

Not able to register an account using Proton email address. Not able to change to Proton when already verified existing user. The support is totally stupid and telling to use google.

Version: 5.305.0

Developer Response

Hi Jaki! We appreciate the review and we're sorry to hear about this. Chime doesn't accept email addresses from that domain. Please try using an email address from a different domain. We’ll share your feedback and look into this. In the meantime, we recommend to reach out Member Services team again—we’d love the opportunity to turn this around.

Anni Lee

Anni Lee

Jan 15, 2026
(3)

🤷🏻‍♀️I still don't get how to receive/send $ to someone if they are not a Chime Banking member... because as far as I can see🙂‍↔️-🧐 it just sends a referral to join Chime, and when they DON'T GET AN ACCOUNT WITH CHIME, then they CAN'T get/receive ANY 💸🫰🏻🤨🤔

Developer Response

Hi Anni! We appreciate the feedback. Here's how you can make a Pay Anyone transfer: Go to the Pay tab on the home screen of the Chime app. Tap Pay. Search for a friend via their name, email, or phone number. Select the name of the recipient. Enter the amount and a description. Review the recipient, amount, and description, and confirm the transfer.

Jaime Perez

Jaime Perez

Jan 15, 2026
(5)

excellent

Version: 5.305.0

Pros

No monthly fees
Early access to payday
Fee-free overdraft up to $200
Auto-saving features

Cons

Occasional technical glitches
Limited support for some features
Website required for certain transactions
Chime – Mobile Banking

Chime – Mobile Banking

Finance
4.8

Comments