Current: The Future of Banking

Finance

★★★★★★ 4.5

Installs

5,000,000+

Price

Free

Developers

Current

Content Rating

Everyone

Android Version

8.0

Version

7.40.0

Current: The Future of Banking APP Review

Current: The Future of Banking revolutionizes how you manage your finances by offering a seamless mobile banking experience combined with innovative Visa credit and debit cards. It's designed to help you spend smarter, save more effectively, and stay in control of your money with ease.

Unlike traditional banks, Current operates as a financial technology company with pass-through FDIC insurance on deposits, giving you peace of mind. Key features include building your credit through the Build Card without credit checks, access to paycheck advances of up to $750 with no mandatory fees, and fee-free cash withdrawals at 40,000 Allpoint ATMs nationwide.

Current also offers faster direct deposits, allowing you to get paid up to two days earlier than usual, along with fee-free overdraft coverage up to $200. You can earn up to 4.00% annual bonus on your savings, get rewarded with points on grocery and dining purchases, and enjoy 24/7 in-app support whenever you need help.

With a user-friendly interface and robust financial tools, Current is tailored to make banking straightforward and accessible. Whether recovering credit, managing day-to-day expenses, or planning for the future, Current aims to be the ultimate financial partner in your pocket.

Experience banking built for today’s world—transparent, fee-friendly, and packed with benefits that put you first.

User Reviews from Google Play Store

Anthony Langerston

Jan 15, 2026

★★★★★(2)

What happened to get paid up to 3 days early have not seen that yet its still Friday going back to my regular bank this is false advertising. And dont come on here responding with that same lame excuse you tell everyone else deposits depends on when money is blah blah blah. My payroll is done on the Friday before pay week so there's no excuses. Everyone just stick to a legit bank with a branch and phone number trust me im going back to a real bank today.

Version: 7.45.0

Developer Response

Hi, thank you for leaving a review. Earlier direct deposits ultimately depend on when your employer submits their payroll file. Your deposit will be posted to your account and available to use as soon as we receive it. If you have any questions, please reach out to us directly at reviews@current.com.

John Trevor Turner

Jan 15, 2026

★★★★★(5)

pretty cool

Justin Garrett

Jan 15, 2026

★★★★★(5)

Just better than chime

Version: 7.45.0

Jesse

Jan 15, 2026

★★★★★(5)

Way better than chime. 5 star Customer support.

Tim Geise

Jan 15, 2026

★★★★★(1)

Absolutely ZERO customer service. no number to call. Horrible AI chat incapable of understanding a question. Sent an email to support, as they demand. 24 hour is the response time, they say. it's been 2 days with no response. Switching to another financial ASAP

Version: 7.45.0

Developer Response

Hey there Tim, we're sorry to hear this as it's definitely not the experience that we want our members to have. Our team has emailed you to assist further, please keep an eye on your inbox for an email with the subject "A Message from Current." We look forward to your reply.