Kikoff - Build Credit Quickly

Finance
4.8
Kikoff - Build Credit Quickly
Kikoff - Build Credit QuicklyKikoff - Build Credit QuicklyKikoff - Build Credit QuicklyKikoff - Build Credit QuicklyKikoff - Build Credit QuicklyKikoff - Build Credit QuicklyKikoff - Build Credit QuicklyKikoff - Build Credit QuicklyKikoff - Build Credit QuicklyKikoff - Build Credit QuicklyKikoff - Build Credit QuicklyKikoff - Build Credit Quickly

Installs

1,000,000+

Price

Free

Developers

Kikoff Inc.

Content Rating

Everyone

Android Version

7.0

Version

1.141.2160

Kikoff - Build Credit Quickly APP Review

Kikoff - Build Credit Quickly

If you're ready to improve your credit, Kikoff is the fastest, smartest, and easiest way to do it. The app is designed for users with all credit backgrounds, making it accessible for people with low or no credit history. What sets Kikoff apart is the average 58-point increase in credit score reported by users who consistently make on-time payments.

With a simple sign-up for either the Basic or Premium plan, users can start building their credit without facing a credit check. The app allows you to lower your credit utilization through a tradeline and reports on-time payments to major credit bureaus. One of the highlights is the AutoPay feature, which even lets users put their credit building on autopilot, making the process hassle-free.

The user-friendly interface, combined with transparent terms and no hidden fees, makes Kikoff a solid choice for anyone looking to take control of their credit. Plus, with added features like error reporting on credit reports and the option to report rent payments for Premium users, Kikoff covers all the bases in credit building.

Overall, Kikoff stands out as a convenient, low-cost approach to credit building. The positive feedback from users showcases its effectiveness, particularly for those who are just starting their credit journey. Whether for minor financial improvement or a significant boost, Kikoff provides all the tools needed for a smoother financial future.

User Reviews from Google Play Store

vincent “VinnIE” mandrell

vincent “VinnIE” mandrell

Jan 14, 2026
(5)

wonderful app I got all three options the credit account the debit actually credit card but works like a debit and I got the other account as well in one year my credit score jumped over a hundred points I would highly recommend to everybody you're starting out with the low score this will definitely help

Version: 1.149.2303

Developer Response

Thank you so much for your positive review! We’re delighted that Kikoff has been helpful in your credit-building journey. Your support means a lot to us!

Jeremy Hinnant

Jeremy Hinnant

Jan 14, 2026
(5)

This is an excellent tool to help you get your credit score back on track! It is undoubtedly worth the time and effort. Thank you Kikoff!

Version: 1.149.2303

Developer Response

Thank you so much for your positive review! We’re thrilled to hear you’re enjoying Kikoff, and your feedback really motivates us to keep making it better for you!

Dale Lane

Dale Lane

Jan 14, 2026
(5)

great app.. If you have credit problems and need help building it back up the i highly recommend this app.. Kickoff has helped me significantly raise mine..

Version: 1.149.2303

Developer Response

Thank you so much for your positive review! We’re delighted that Kikoff has been helpful in your credit-building journey. Your support means a lot to us!

Victoria Jensen

Victoria Jensen

Jan 14, 2026
(5)

It's a great way to improve your credit, without taking a big chunk from your bank account!

Version: 1.146.2250

Developer Response

Thank you for your kind words! We’re thrilled that you’re enjoying Kikoff. Your feedback motivates us to keep improving!

Mary Johnson

Mary Johnson

Jan 14, 2026
(1)

NEVER USE THIS SERVICE!! YOU WILL NEVER GET YOUR MONEY BACK!!!! I PAID A TOTAL OF $2,400. AT THE END OF MY TERM I MADE THE REQUEST FOR MY WITHDRAWAL. I WAS TOLD THAT NO MONEY CAN BE WITHDRAWN, THAT THE MONTHLY PAYMENTS I MADE WAS FOR THEIR SERVICE!!!! FRAUDULENT COMPANY !!!!!!

Version: 1.149.2303

Developer Response

We're sorry to hear about your experience, but we'd love to clear things up! The Kikoff Credit Account is a credit building subscription, it's not a loan or card and the funds you pay towards your Credit Account cannot be withdrawn or refunded. For further support, you may contact us directly at 1 (844) 741-9282!

Pros

User-friendly interface
Low-cost subscription plans
Reports to all major credit bureaus
Option for AutoPay for hassle-free management

Cons

Some users report slow app performance
Limited tradeline usage within Kikoff's ecosystem
Occasional customer service issues reported
Kikoff - Build Credit Quickly

Kikoff - Build Credit Quickly

Finance
4.8

Comments