Monarch: Budget & Track Money

Finance
4.7
Monarch: Budget & Track Money
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Installs

500,000+

Price

Free

Developers

Monarch Money

Content Rating

Everyone

Android Version

7.0

Version

2.0.59

Monarch: Budget & Track Money APP Review

Monarch: Budget & Track Money is the ultimate financial management tool that aims to simplify your financial life by providing a clear overview of your spending, net worth, and investment metrics. Recognized as one of the top budgeting apps by reputable sources including the Wall Street Journal and Forbes, Monarch offers a comprehensive solution for anyone looking to take control of their finances.

With Monarch, connecting your accounts is a breeze. The app auto-categorizes your expenses, allowing you to visualize your cash flow and track your budget with ease. You can customize your personal dashboard to include vital information such as upcoming bills, recent transactions, and overall investment performance. This feature is particularly beneficial for those looking to budget effectively while tracking long-term financial goals.

One standout aspect of Monarch is the ability to collaborate. Whether you want to manage finances with a partner or invite a financial advisor, Monarch allows seamless collaboration without any extra cost. This makes it an excellent choice for couples and families aiming to align their financial strategies.

However, while Monarch boasts several impressive features, it also comes with a subscription fee after a 7-day free trial. Some users have expressed concerns regarding this cost, believing it may contradict the app’s purpose of saving money. Additionally, there have been reports about the manual updates needed for the most recent transactions, which can be a hassle for users seeking real-time financial insights.

In conclusion, Monarch: Budget & Track Money is a powerful tool for anyone serious about managing their finances. With functionalities for tracking, budgeting, and collaborative planning, it perfectly caters to individuals and households alike looking to improve their financial literacy and planning. However, prospective users should weigh the benefits against potential costs and occasional usability challenges.

User Reviews from Google Play Store

Jack Yan

Jack Yan

Jan 15, 2026
(4)

would be better if it supported multi currencies, i have CAD and USD accounts so it would be nice.

Version: 2.0.72

Mark Bajorek

Mark Bajorek

Jan 15, 2026
(4)

Reasonably easy to use. Ties into most of my accounts. A bit of a learning curve for some features like budgeting.

Version: 2.0.72

Erin Peterson

Erin Peterson

Jan 14, 2026
(4)

I really like Monarch for tracking my spending and making sure i'm within my budget. It's also great for seeing my net worth over all my accounts at different institutions. The reason I'm ony giving it 4 stars is because my paycheck doesn't ever sync over to Monarch, even though debits from the account where it is deposited are always synced

Version: 2.0.72

Igor Zotov

Igor Zotov

Jan 14, 2026
(4)

so far so good. would need more reports in pdf format.

Version: 2.0.72

Sean Aldrich

Sean Aldrich

Jan 14, 2026
(4)

Overall, I'm pretty satisfied with this app. It gives you a nice way to visualize all of your income and expenses and track things. I'm still struggling with the budget. Trying to learn how to use it to reduce some of my spending. I would like if it had stronger reminders for credit card payments that are due.

Version: 2.0.72

Pros

User-friendly interface
Comprehensive account tracking
Collaboration features for couples
Strong security measures

Cons

Subscription cost after free trial
Manual updates can be cumbersome
Occasional technical issues with account updates
Monarch: Budget & Track Money

Monarch: Budget & Track Money

Finance
4.7

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