PhonePe UPI, Payment, Recharge

Finance
4.5
PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, RechargePhonePe UPI, Payment, RechargePhonePe UPI, Payment, RechargePhonePe UPI, Payment, RechargePhonePe UPI, Payment, RechargePhonePe UPI, Payment, RechargePhonePe UPI, Payment, Recharge

Installs

500,000,000+

Price

Free

Developers

PhonePe

Content Rating

Everyone

Android Version

7.0

Version

25.09.19.0

PhonePe UPI, Payment, Recharge APP Review

PhonePe UPI, Payment, Recharge is a comprehensive finance app designed to simplify your daily monetary transactions in India. Whether you want to transfer money instantly using BHIM UPI, recharge your mobile or DTH, or pay utility bills, PhonePe has you covered. It is trusted by millions and offers a secure platform to handle all your payment needs.

The app goes far beyond just payments, allowing you to invest in mutual funds that suit your financial goals and risk levels. It also provides a seamless way to buy or renew insurance policies — from health and term life insurance to car, two-wheeler, travel, and shop insurance. With easy quote comparisons and quick updates, managing your insurance plans is hassle-free.

Moreover, PhonePe offers personal loans from some of India's top lenders with clear loan details, allowing users to get pre-approved loans in a fully digital, user-friendly experience. The all-in-one financial management interface lets you keep track of multiple bank accounts, check balances, save beneficiaries, and pay at numerous online and offline merchants.

Recently, the app has introduced a sleek dark mode and redesigned interface for effortless navigation. The global search helps find contacts, bills, and features quickly, making PhonePe one of the most trusted and preferred finance apps in India today. Whether you are managing your daily expenses, investments, or loans, PhonePe provides a safe, intuitive, and powerful financial companion.

With over 500 million installs and excellent user ratings, PhonePe continues to innovate and enhance your financial life all in one place.

User Reviews from Google Play Store

Uday Pal

Uday Pal

Jan 15, 2026
(5)

amazing

Version: 25.12.12.0

Nilima Gulavi

Nilima Gulavi

Jan 15, 2026
(5)

better and good

Version: 25.12.12.0

Jyoti Salve

Jyoti Salve

Jan 15, 2026
(5)

very nice

Version: 25.12.12.0

Deepali Dhore

Deepali Dhore

Jan 15, 2026
(5)

very nice

Version: 25.12.12.0

Rajjan Rawat

Rajjan Rawat

Jan 15, 2026
(5)

very nice

Version: 25.12.12.0

Pros

Comprehensive financial services including payments
loans
insurance
and investments

Cons

App permissions require access to sensitive data which may concern privacy-conscious users
Some users report occasional technical glitches or slowdowns
Loan APR and fees can be high compared to other lenders
PhonePe UPI, Payment, Recharge

PhonePe UPI, Payment, Recharge

Finance
4.5

Comments