SoFi - Banking & Investing

Finance

★★★★★ 4.1

Installs

5,000,000+

Price

Free

Developers

Social Finance, LLC

Content Rating

Everyone

Android Version

8.0

Version

3.68.2

SoFi - Banking & Investing APP Download

SoFi - Banking & Investing is your all-in-one financial app designed to simplify managing your money. With over 10 million users, SoFi offers mobile banking, investing, bill payments, and budgeting tools seamlessly integrated into one platform. Whether you want to send money instantly, deposit checks digitally, or trade stocks commission-free, this app has you covered.

The app features mobile checking accounts with no fees, early paycheck access, and over 55,000 fee-free ATMs across the U.S. Investing is made easy with fractional shares starting at $5, exclusive IPO opportunities, and automated portfolio management. High-yield savings let your money grow faster, and custom Savings Vaults help you organize your financial goals effectively.

SoFi goes beyond banking and investing with personal loans, credit score monitoring, and student loan refinancing options. The integrated budget tracker automatically categorizes your spending, sends real-time alerts, and reminds you about bill payments to keep your finances on track. With bank-level encryption and fraud alerts, your money and data stay secure.

Need help? SoFi’s dedicated support team is available seven days a week through secure chat or phone. Plus, the SoFi Plus Premium Membership offers enhanced banking features, exclusive rewards, and chances to win big, all for a small monthly fee.

Download SoFi today to experience smarter investing, easier banking, and powerful budgeting tools—all in one app trusted by millions.

User Reviews from Google Play Store

Starsmer

Apr 15, 2026

★★★★★(1)

Wow. Just wow. Lets put a great i/r behind a PAYWALL?!? What the Actual! So let see. I need to pay money for you making money with my money. You lost customer with that bonehead move.

Version: 3.79.1

Developer Response

We're sorry to hear you feel this way. Our base rates are still competitive without any membership required, while our premium tier offers enhanced rates along with other benefits. We recognize that paid memberships aren't the right fit for everyone, and we respect your decision. If you have other concerns we're here to help at 855-456-7634.

Orisha N

Apr 15, 2026

★★★★★(1)

for the past few weeks it's been very slow & janky. constantly loading & freezing during. I have the most updated version. I'm having to resort to the browser which defeats the purpose of downloading the app

Version: 3.90.0

Developer Response

Hi Orisha, we're sorry to hear the app hasn't been performing well for you lately. This isn't the experience we want you to have, and we appreciate you letting us know. If the issue persists, please reach out to us at 855-456-7634 so our tech team can look into what might be causing this. Thanks for your patience while we work to resolve this.

Matthew Wise

Apr 15, 2026

★★★★★(3)

It's a pretty alright app with lots of helpful features. I do really wish that the pop-up notifications I get would translate into persistent notifications in the app, or that clicking them might actually take me to review the trades I'm being notified about. As it is, I have to spend way too much time slogging through the menus and trying to remember disappeared information to track what's going on in my account and act appropriately.

Version: 3.90.0

Developer Response

Thanks for the feedback — we’re glad you’re enjoying the app overall. We hear you on the notifications and how they should lead you straight to the info you need. We’ve shared this with our team so they can look into improving the experience. If anything else comes up, we’re here to help.

Chet Manly

Apr 15, 2026

★★★★★(5)

absolutely the best bank out there. the app is easy to navigate, the relay has a good view of your whole finances at a glance. taking the time to make sure the details are correct is well worth it. the best part: it's absolutely free with your account.

Version: 3.90.0

Bill Gryta

Apr 15, 2026

★★★★★(1)

I don't know what's happened since they took away plus but this app crashes constantly the last two weeks. I'm lucky if I can get it to open. To clarify since I got a developer response that helped not at all, this is the latest version of the app.

Version: 3.90.0

Developer Response

Hey Bill, we're sorry you're having app issues! We understand how frustrating this can be, not being able to access your account. We recommend ensuring the latest version of the app is downloaded. If that doesn't fix the problem, please call us at 855-456-7634.